Home & Mortgage Calculators

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How Much Home Can I Afford?

When you're buying a home, mortgage lenders don't look just at your income, assets, and the down payment you have. They look at all of your liabilities and obligations as well, including auto loans, credit card debt, child support, potential property taxes and insurance, and your overall credit rating. Use this calculator to determine how much of a mortgage you may be able to obtain.
Income and Debt Obligations
Current combined annual income  
Monthly child support payments  
Monthly auto payments  
Monthly credit card payments  
Monthly association fees  
Other monthly obligations  
New Loan Assumptions
Annual interest rate on new mortgage: (%)  
Term of new mortgage: (years)  
Funds available for a down payment  
Estimated annual property taxes  
Estimated annual homeowner's insurance  
Front-end ratio: (%) help
Back-end ratio: (%) help

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