Mortgage Rates

Choose the type of home loan that best fits your needs:
30-Year Fixed-Rate Conventional Home Loan
20-Year Fixed-Rate Conventional Home Loan
15-Year Fixed-Rate Conventional Home Loan
FHA and VA 30-Year Fixed-Rate Home Loan

If you have an existing Mutual of Omaha Bank mortgage loan, you may qualify for our Freddie Mac Streamline Refinancing program. This program allows you to refinance your current principal balance for a lower cost.

Your Mutual of Omaha Bank mortgage loan officer can help you select the home loan that works best for you.

Calculate Your Loan Payment

RATES EFFECTIVE: 1-5-09

30-Year Fixed Rate Conventional Loan
Loan Amount No Points Rate with Points
$417,050 to $600,000 CALL    
$220,000 to $417,000 4.875 4.750 0.500
$160,000 to $219,900 5.000 4.875 0.500
$120,000 to $159,900 5.125 5.000 0.500
$70,000 to $119,900 5.875 5.750 0.500

Rates are subject to change without notice.

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20-Year Fixed Rate Conventional Loan
Loan Amount No Points Rate with Points
$417,050 to $600,000 CALL    
$220,000 to $417,000 4.875 4.750 0.500
$160,000 to $219,900 5.000 4.875 0.500
$120,000 to $159,900 5.125 5.000 0.500
$70,000 to $119,900 5.875 5.750 0.500

Rates are subject to change without notice.

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15-Year Fixed Rate Conventional Loan
Loan Amount No Points Rate with Points
$417,050 to $600,000 CALL    
$220,000 to $417,000 4.375 4.250 0.500
$160,000 to $219,900 4.500 4.375 0.500
$120,000 to $159,900 4.625 4.500 0.500
$70,000 to $119,900 5.250 5.125 0.500

Rates are subject to change without notice.

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FHA and VA 30 Year Fixed Conventional Loan
Loan Amount No Points
$150,000 to $271,050 5.500
$100,000 to $149,900 5.750
$50,000 to $99,900 6.250

Rates are subject to change without notice.

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Freddie Mac Streamline Refinance Interest Rates
Home Loan Amount 30 Year 20 Year 15 Year
$300,000 to $417,900 5.125 5.125 4.500
$200,000 to $299,900 5.250 5.250 4.625
$150,000 to $199,900 5.375 5.375 4.750
$100,000 to $149,900 5.500 5.500 4.750
$70,000 to $99,950 5.625 5.625 4.875
$40,000 to $69,950 6.125 6.125 5.500

Rates are subject to change without notice.
APR on 5.25% at 1% discount and 0% origination = 5.375%.

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To talk to a mortgage loan officer, please call 866.351.5646.


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