Privacy Policy

We, our, and us, when used in this notice, mean Mutual of Omaha Bank.

This is our privacy notice for our customers. When we use the words "you" and "your", we mean the following types of customers:

Consumers who have a continuing relationship with us by purchasing or holding financial products or services such as:

  • Deposit accounts
  • Loan accounts
  • Safe deposit boxes
  • IRA accounts for which we act as custodian

We will tell you the sources for the personal information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.

Personal Information means information that we collect in connection with providing a financial product or service to you and that identifies you personally.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours.

The Information We Collect
We collect personal information about you from the following sources:

  • Information you give us on applications, forms and correspondence
  • Information about your transactions with us and our affiliates
  • Information from consumer reporting agencies and other sources, such as consumer information brokers

Sharing With Mutual of Omaha Affiliates
In the normal course of business, and as permitted by law, we may share your personal information with other Mutual of Omaha companies, such as our insurance and securities affiliates. We do so, to offer you other financial products and services that may be of interest. The type of information we share could include your name, address and other identifying information. We may also share information about your transactions and experience with us. We will not share any other information related to your creditworthiness among our affiliates, without first giving you the opportunity to opt-out of such sharing.

Sharing With Nonaffiliated Third Parties
We will not share your personal information with nonaffiliated third parties without your prior permission except for those purposes authorized by law, such as servicing your account or preventing unauthorized transactions.

The Confidentiality, Security, And Integrity of Your Personal Information
We restrict access to personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to protect your personal information.

Personal Information About Former Customers
We do not disclose personal information about former customers, except as permitted by law.


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