"We", "our", and "us", when used in this policy means Mutual of Omaha Bank. This Policy describes how we collect, use, and protect the nonpublic personal information you entrust to us.

Information We Collect
We collect nonpublic personal information about you from the following sources:

• Applications or other forms
• Transactions with us and our affiliates
• Information from credit reporting agency and other sources

We do not disclose any nonpublic personal information about you to anyone, except as permitted or required by law.

Confidentiality, Security and Integrity of Your Nonpublic Personal Information
We restrict access to your nonpublic personal Information. It is given only to the employees of Mutual of Omaha Bank and others who need to know the information to provide our financial services to you. We maintain physical, electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Sharing For Joint Marketing With Nonaffiliated Third Parties
We may disclose nonpublic personal information to nonaffiliated third party financial institutions with which we have a joint marketing agreement to offer products or services that may be of interest to you. The type of information we share could include your name, address and other identifying information.

Sharing With Nonaffiliated Third Parties
We will not share your nonpublic personal information with nonaffiliated third parties without your prior permission except for those purposes permitted or required by law, such as joint marketing, servicing your account or preventing unauthorized transactions.

Sharing With Mutual of Omaha Affiliates
In the normal course of business, and as permitted by law, we may share your nonpublic personal information with other Mutual of Omaha companies, such as our insurance and securities affiliates. We do so, to offer you other financial products and services that may be of interest. The type of information we share could include your name, address and other identifying information. We may also share information about your transactions and experience with us. We will not share any other information related to your creditworthiness among our affiliates, without first giving you the opportunity to opt- out of such sharing.

Nonpublic Personal Information and Former Customers
We do not disclose nonpublic personal information about former customers, except as required or permitted by law.

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