Answers to your questions

Mutual of Omaha Bank has assumed all deposits of Marco Community Bank. We want you to know that your deposits and safe and secure. We intend to make this transition seamless for you - in fact, there is nothing you have to do. Your accounts, benefits, rates - everything - stays exactly the same.

But we know you're likely to have questions. We hope these answers ease your concerns.

What has happened to Marco Community Bank?

The Office of the Currency Commissioner closed the bank on Friday, February 19, and the FDIC took over. The FDIC sold all deposits and loans of the bank to Mutual of Omaha Bank. That's why the bank is now a Mutual of Omaha Bank.

If you want to know more about the closing of Marco Community Bank, you need to go to the FDIC's Web site or call their toll-free number: 1-800-822-9247

What will happen to my account?

Nothing. Every dollar you have on deposit at this bank is still here, still available to you at any time. We hope to be your bank for years to come.

What will happen to my loan?

The terms, conditions and payment schedules for your loan accounts remain unchanged. Make your scheduled payment as you normally would.

Can I still bank online?

Of course. Just click on the "access online banking" link on this Web site. Your online banking experience is exactly the same. In fact, for a while you will still see the Marco Community Bank name, but that will change.

Can I use my ATM/debit card?

Anywhere. Anytime. Any existing fees will continue to apply for now.

Will my account numbers change?

No.

Can I use my checks with Marco Community Bank on them?

Yes. We will provide you new checks in the near future, but for the time being, use what you have. The routing number along the bottom of the check is really all that matters and those numbers haven't changed.

Can I withdraw my CD without penalty?

You can, but we continue to offer the same, highly competitive rates. Your money is still growing and we hope you stay with us.

Who is Mutual of Omaha Bank?

Mutual of Omaha Bank is one of the fastest-growing banks in the nation. We're affiliated with a company that's well respected and financially strong. It's not surprising Mutual of Omaha has been around for over 100 years. Mutual of Omaha Bank has 40 full-service locations with more scheduled to open in 2010. The Bank has more than $4 billion in deposits.

Will the branch remain open?

Yes, and it will be staffed with familiar faces.


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