2012 Annual ReportWe are a relationship bank.

And every good relationship begins with a conversation. That's our philosophy at Mutual of Omaha Bank. We strive to build strong relationships rooted in a good communication. Above all else, we keep our word.

This report highlights conversations with some of our valued clients. As you watch their stories, you'll see the impact of a bank that listens. And delivers.

2012 Annual ReportWe are a relationship bank.

And every good relationship begins with a conversation. That's our philosophy at Mutual of Omaha Bank. We strive to build strong relationships rooted in a good communication. Above all else, we keep our word.

This report highlights conversations with some of our valued clients. As you watch their stories, you'll see the impact of a bank that listens. And delivers.

Q&A with the Chairman

Jeff Schmid discusses a bank milestone and more.

Financial Performance

See what makes us a strong and stable partner.

Products & Services

Learn how we can meet your banking needs.

Lisa Lefkow
Executive VP of Development

Partnering to Build HopeHabitat for Humanity | Naples, FL

Through a collaborative partnership, Habitat for Humanity of Collier County and Mutual of Omaha Bank ensured funds were available to purchase new land – and provide future homes.

Arthur Hollingsworth
Founder & Managing Partner

Investing in Job CreationLone Star Investment Advisors | Dallas, TX

Lone Star Investment Advisors isn’t your typical private equity firm. Their innovative partnership with Mutual of Omaha Bank is spurring economic growth in low-income communities across Texas.

Emily Nielsen
Corporate Treasurer

Empowering Employee OwnershipGallup | Omaha, NE

Gallup is owned by the people most responsible for its global success – its employees. Mutual of Omaha Bank is proud to partner with those employees as their financing partner.

Kevin Jones
President & Owner

Financing ExpansionPapa John's Salads & Produce | Phoenix, AZ

Kevin Jones has built his career – in his words – by “teaming with the right people.” So when Papa John’s Salads & Produce needed a strong financial partner for a large expansion, he called Mutual of Omaha Bank.

Q&A with Jeff SchmidChairman and Chief Executive Officer

  • How would you characterize the bank’s performance in 2012?

    Our results were strong and continued to prove our strategy. Deposits grew by 8 percent, while our loan portfolio grew by more than 14 percent. Assets and capital both increased as we continued on a path of safe, sound and profitable growth.

  • What were some areas of emphasis throughout the past year?

    Our commercial bankers partnered with businesses to finance expansion, spurring economic growth and job creation in many of our markets. We closed nearly $1.5 billion in new mortgages in 2012, including loans to many first-time home buyers. We also focused on enhancing our client experience by streamlining processes, investing in new technology and strengthening our service model.

  • Have the bank's first five years been what you expected?

    It’s fair to say our first five years exceeded even my highest expectations. In 2007, we set out to build a high performing, best-in-class bank. Five years later, I’m proud to say we’re achieving that goal. We’ve literally grown from a start-up into a $6 billion bank, reaching clients across the country with comprehensive banking solutions.

  • To what do you attribute your extraordinary growth?

    First and foremost, we’ve had a clear purpose from day one. We are a relationship bank. Every day, we work together to build value-added relationships with our clients. Second, we’ve assembled one of the most talented and experienced teams in the industry. Third, we’ve remained financially strong and secure, offering our clients peace of mind during a challenging economic climate. Finally, our brand and core values – which come from our highly-rated parent company – set us apart from our competition.

  • What’s in store for 2013?

    We will continue to enhance our product portfolio and service model. We will expand delivery channels and use emerging technologies to forge new client relationships. We will focus on our core competencies – community banking, mortgage lending and community association banking. Most of all, we will focus on our purpose – to build strong relationships with our clients, helping them achieve their financial goals.

Financial PerformanceStatement of Condition (in thousands)

Assets   2011   2012
Cash & Due from Banks   123,496   194,817
Investments Securities   1,068,282   804,994
Total Loans Receivable   4,018,488   4,607,126
Goodwill & Intangibles   199,105   195,383
Other Assets   147,097   120,498

Total Assets

 

$5,556,468

 

$5,922,818

Liabilities   2011   2012
Deposits
DDA   615,765   929,426
NOW   691,734   840,504
Money Market   2,095,718   2,218,621
Savings   54,849   60,445
Time Accounts   1,107,302   879,139
Total Deposits   4,565,368   4,928,135
Borrowings & Other Liabilities   362,340   312,049
Total Liabilites   4,927,708   5,240,184
Capital   628,760   682,634

Total Liabilites & Capital

 

$5,556,468

 

$5,922,818

Serving Clients NationwideThrough a Network of Locations and Representatives

Community Banking

Our geographic footprint includes 49 full-service community bank locations and loan production offices in the following states: Arizona, California, Colorado, Florida, Hawaii, Iowa, Missouri, Nebraska, Nevada and Texas.

These locations are staffed by experienced local bankers committed to building long-term relationships and delivering comprehensive banking solutions.

National Banking

Through a national network of representatives, we are proud to serve homeowners, business owners and property management companies in all 50 states. Our national product portfolio includes:

  • Mortgage Lending
  • Community Association Banking
  • Treasury Management Services
  • Internet Banking
  • Merchant Services
  • Credit Cards

Community PartnershipsLending Our Time, Talent and Resources

Investing in our communities was a key priority for Mutual of Omaha Bank in 2012. Our employees volunteered their time and talents for a wide range of nonprofit organizations from coast to coast. Whether building a home, serving meals at a local shelter, raising money for cancer research, offering financial mentoring or conducting holiday toy drives, we were committed to lending a helping hand throughout the year.

Our support also included financial giving to our community partners. Our dollars were invested in the critical work that strengthens our communities, making them vibrant places to live and work.

Products & Services

Business Banking

Grow your business with customized solutions delivered by a team of experienced business experts.

Personal Banking

Manage your personal finances with a full menu of banking solutions.

Wealth Management

Build and protect your wealth with tailored solutions and dedicated advisor.

Mortgage Lending

Finance your home with a loan that best fits your needs - from a strong lending partner.

Community Association Banking

Streamline your community association finances with the lender in homeowner association banking.