Mutual of Omaha Bank is a member of the Federal Deposit Insurance Corporation (FDIC). On July 21, 2010, President Obama signed the Dodd-Frank Wall Street Reform and Consumer Protection Act, which, in part, permanently raises the current standard maximum deposit insurance amount to $250,000. The FDIC insurance coverage limit applies per depositor, per insured depository institution for each account ownership category.

In addition, Mutual of Omaha Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that Program, through December 31, 2010, noninterest-bearing transaction accounts are guaranteed in full by the FDIC. The only Mutual of Omaha Bank Negotiable Order of Withdrawal accounts (NOW accounts) that are covered by this Program are the: "Advantage Checking" account and the "Super NOW Account" (offered to Home Owner's Associations only). The Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Please be advised though that if you participate in a bank sweep product or program where your transaction account may be reclassified as an interest-bearing account, your account may not be eligible for the guarantee provided under the program. However, your balance in your transaction account would be covered by the FDIC's limit of $250,000.

To learn if your money is fully insured by the FDIC, check out FDIC’s online calculator at www.myfdicinsurance.gov.

For more information about the FDIC and its insurance program, you can call the FDIC at 877.ASK.FDIC (877.275.3342) from 8 a.m. – 8 p.m. (ET) or contact them online at www.fdic.gov.