Mortgage Rates

Choose the type of mortgage loan that best fits your needs:
Conventional Mortgage
FHA/VA Mortgage
Jumbo Adjustable-Rate Mortgage
Streamline Refinance Program

Calculate Your Loan Payment

All rates effective as of 9/8/10

Conventional Mortgages

Term Interest Rate APR Monthly Principal & Interest Payment
30-Year Fixed
360 Payments
4.250 4.322 $1,082.277
20-Year Fixed
240 Payments
4.250 4.349 $1,362.32
15-Year Fixed
180 Payments
3.750 3.873 $1,599.89

The above rates are based on a home value of $275,000 and a 20 percent down payment. Your loan amount would be $220,000. APR includes estimated fees up to $1,500 (may vary by region) and no origination points, and assumes a FICO score of 740 or higher. Monthly payments do not include taxes and insurance. The actual payment obligation may be higher.

Term Interest Rate w/1.0 Point APR w/1.0 Point Monthly Principal & Interest Payment
30-Year Fixed
360 Payments
4.125 4.279 $1,066.23
20-Year Fixed
240 Payments
4.125 4.338 $1,347.69
15-Year Fixed
180 Payments
3.625 3.891 $1,586.28

The above rates are based on a home value of $275,000 and a 20 percent down payment. Your loan amount would be $220,000. APR includes estimated fees up to $1,500 (may vary by region) and 1.0% origination points, and assumes a FICO score of 740 or higher. Monthly payments do not include taxes and insurance. The actual payment obligation may be higher.

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FHA/VA Mortgages

Interest Rate APR Monthly Principal & Interest Payment
Please Call Please Call Please Call

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Jumbo Adjustable-Rate Mortgages

Term
Interest Rate
APR
3-Year Fixed
360 Payments
4.000 4.098
5-Year Fixed
360 Payments
4.000 4.101
7-Year Fixed
360 Payments
4.125 4.163

The above rates are based on a home value of $933,334 and a 25 percent down payment. Your loan amount would be $700,000. APR includes 0.75% origination points and estimated fees up to $1,500 (may vary by region). All jumbo mortgages have a 30-year maturity and the rate may increase after the fixed rate period ends. Monthly payments do not include taxes and insurance. The actual payment obligation may be higher.

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Streamline Refinance Program

30-Year Fixed (360 Payments)
Loan Amount Interest Rate APR Monthly Principal & Interest Payment
$300,000 4.375 4.397 $1,497.86
$200,000 4.375 4.401 $998.57
$150,000 4.500 4.503 $760.03
$100,000 4.500 4.537 $506.69
$70,000 4.500 4.546 $354.68

20-Year Fixed (240 Payments)
Loan Amount Interest Rate APR Monthly Principal & Interest Payment
$300,000 4.375 4.406 $1,877.77
$200,000 4.375 4.411 $1,251.84
$150,000 4.375 4.416 $938.88
$100,000 4.500 4.551 $632.65
$70,000 4.500 4.564 $442.85

15-Year Fixed (180 Payments)
Loan Amount Interest Rate APR Monthly Principal & Interest Payment
$300,000 3.875 3.911 $2,200.32
$200,000 3.875 3.917 $1,466.88
$150,000 4.000 4.049 $1,109.53
$100,000 4.000 4.061 $739.69
$70,000 4.125 4.203 $522.18

APR includes a $250 fee and no origination points. Monthly payments do not include taxes and insurance. The actual payment obligation may be higher. The streamline refinance program rates quoted above are only available for Nebraska properties. For streamline refinance rates in other states, please contact your mortgage loan officer.

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Additional terms and rates available. Please call a mortgage loan officer at 866.351.5646 for more information.

Rates subject to change without notice.


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