Mortgage Rates

Choose the type of mortgage loan that best fits your needs:
Conventional Mortgage
FHA/VA Mortgage
Jumbo Adjustable-Rate Mortgage

Calculate Your Loan Payment

All rates effective as of 2/3/12

Conventional Mortgages

Term Interest Rate APR Monthly Principal & Interest Payment
30-Year Fixed
360 Payments
3.875 3.943 $1,058.03
20-Year Fixed
240 Payments
3.750 3.844 $1,334.00
15-Year Fixed
180 Payments
3.125 3.240 $1,567.37

The above rates are based on a home value of $300,000 and a 25 percent down payment. Your loan amount would be $225,000. APR includes estimated fees up to $1,500 (may vary by region), no origination points, 45 day rate lock, and assumes a FICO score of 740 or higher. Monthly payments do not include taxes and insurance. The actual payment obligation may be higher.

Term Interest Rate w/1.0 Point APR w/1.0 Point Monthly Principal & Interest Payment
30-Year Fixed
360 Payments
3.750 3.898 $1,042.01
20-Year Fixed
240 Payments
3.625 3.830 $1,319.41
15-Year Fixed
180 Payments
3.000 3.256 $1,553.81

The above rates are based on a home value of $300,000 and a 25 percent down payment. Your loan amount would be $225,000. APR includes estimated fees up to $1,500 (may vary by region), 1.0% origination points, 45 day rate lock, and assumes a FICO score of 740 or higher. Monthly payments do not include taxes and insurance. The actual payment obligation may be higher.

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FHA/VA Mortgages

Interest Rate APR Monthly Principal & Interest Payment
Please Call Please Call Please Call

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Jumbo Adjustable-Rate Mortgages

Term
Interest Rate
APR
3-Year Fixed
360 Payments
3.000 3.578
5-Year Fixed
360 Payments
3.000 3.501
7-Year Fixed
360 Payments
3.375 3.606

The above rates are based on a home value of $933,334 and a 25 percent down payment. Your loan amount would be $700,000. APR includes 0.75% origination points and estimated fees up to $1,500 (may vary by region). All jumbo mortgages have a 30-year maturity and the rate may increase after the fixed rate period ends. Monthly payments do not include taxes and insurance. The actual payment obligation may be higher.

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Rates subject to change without notice.


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