Rates and fees are subject to change without notice. Please choose an account from the list below:
Rates effective as of 9/28/09- Certificates of Deposit
- Money Market
- Savings
- Minor Savings
- Interest Checking
- Prime Checking
- Investment Checking
- Individual Retirement Account
- IRA Money Market Savings
Certificates of Deposit
Minimum opening deposit $2,500. Penalties may be imposed for early withdrawal.
| Term | Interest Rate | APY* |
| 3 Month | 0.60% | 0.60% |
| 6 Month | 1.04% | 1.05% |
| 12 Month | 1.54% | 1.55% |
| 16 Month Special† | 2.08% | 2.10% |
| 24 Month | 2.32% | 2.35% |
| 36 Month Special | 2.96% | 3.00% |
| 48 Month | 2.62% | 2.65% |
| 60 Month | 2.81% | 2.85% |
† Requires a Mutual of Omaha Bank checking, savings or money market account
Money Market**
Minimum opening deposit $1,000
| Amount | APY* |
| $0 - $9,999.99 | 0.30% |
| $10,000 - $24,999.99 | 0.50% |
| $25,000 - $49,999.99 | 0.60% |
| $50,000 - $99,999.99 | 0.75% |
| $100,000 - $999,999.99 | 0.90% |
| $1,000,000 and above | 1.20% |
Savings**
Minimum opening deposit $100
| Amount | APY* |
| $0 - $2,499.99 | 0.25% |
| $2,500 - $4,999.99 | 0.35% |
| $5,000 - $9,999.99 | 0.40% |
| $10,000 - $24,999.99 | 0.45% |
| $25,000 - $99,999.99 | 0.60% |
| $100,000 and above | 0.85% |
Minor Savings**
Minimum opening deposit $25
| Amount | APY* |
| $0 - $2,499.99 | 0.15% |
| $2,500 - $4,999.99 | 0.40% |
| $5,000 - $9,999.99 | 0.45% |
| $10,000 - $24,999.99 | 0.50% |
| $25,000 - $99,999.99 | 0.55% |
| $100,000 and above | 0.60% |
Interest Checking**
Minimum opening deposit $100
| Amount | APY* |
| $0 - $2,499.99 | 0.10% |
| $2,500 - $4,999.99 | 0.20% |
| $5,000 - $9,999.99 | 0.25% |
| $10,000 - $24,999.99 | 0.30% |
| $25,000 - $99,999.99 | 0.35% |
| $100,000 and above | 0.40% |
Prime Checking**
Minimum opening deposit $100
| Amount | APY* |
| $0 - $2,499.99 | 0.15% |
| $2,500 - $4,999.99 | 0.15% |
| $5,000 - $9,999.99 | 0.20% |
| $10,000 - $24,999.99 | 0.25% |
| $25,000 - $99,999.99 | 0.30% |
| $100,000 and above | 0.40% |
Investment Checking**
Minimum opening deposit $1,000
| Amount | APY* |
| $0 - $9,999.99 | 0.25% |
| $10,000 - $24,999.99 | 0.40% |
| $25,000 - $49,999.99 | 0.55% |
| $50,000 - $999,999.99 | 0.65% |
| $1,000,000 and above | 0.90% |
Individual Retirement Accounts
Minimum opening deposit $500. Penalties may be imposed for early withdrawal.
| Term | Interest Rate | APY* |
| 6 Month | 1.04% | 1.05% |
| 12 Month | 1.54% | 1.55% |
| 18 Month | 2.03% | 2.05% |
| 36 Months Special | 2.96% | 3.00% |
| 60 Month | 2.81% | 2.85% |
IRA Money Market Savings**
Minimum opening deposit $100
| Amount | APY* |
| $0 - $9,999.99 | 0.30% |
| $10,000 - $24,999.99 | 0.50% |
| $25,000 - $49,999.99 | 0.60% |
| $50,000 - $99,999.99 | 0.75% |
| $100,000 - $999,999.99 | 0.90% |
| $1,000,000 and above | 1.05% |
*APY - annual percentage yield
**Rates may change on this account after account is opened. Fees could reduce earnings.
