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Stacks of coins

of Deposit (CDs)

Mutual CDs

Earn higher interest rates. Set your own terms.

Account available at your nearest branch location in AZ, CA, CO, FL, KS, NE, NV, TX.

CDs are a safe and secure way to earn a higher return on your investment. You earn a competitive interest rate and benefit from the security of FDIC insurance.

CDs are available in a range of terms:

  • Terms ranging from 30 days to 5 years
  • Minimum opening deposits start at $1,000
  • Interest is compounded daily and may be added to your CD balance or automatically transferred to another Mutual of Omaha Bank account
  • Automatically renews at the end of term

Penalties may be imposed for early withdrawal.
All of our certificates also are available as Individual Retirement Accounts (IRAs).
Please see a Banker for details.

Current Rates
TermInterest RateAnnual Percentage Yield (APY)*
1 Month0.30%0.30%
2 Month0.35%0.35%
3 Month0.40%0.40%
6 Month0.45%0.45%
7 Month (Promo)1.98%2.00%
8 Month (Promo)1.98%2.00%
9 Month (Promo)1.98%2.00%
10 Month (Promo)1.98%2.00%
11 Month (Promo)1.98%2.00%
12 Month (Promo)1.98%2.00%
13 Month (Promo)1.98%2.00%
18 Month1.00%1.00%
24 Month1.24%1.25%
30 Month1.39%1.40%
36 Month 1.59%1.60%
48 Month1.78%1.80%
60 Month2.13%2.15%

Rates effective as of 08-21-2019

*APY=Annual Percentage Yield. Minimum opening deposit $1,000. Must maintain minimum balance of $1,000 to earn interest. Rates subject to change. Penalties may be imposed for early withdrawal.

To find out more about a Certificate of Deposit account now, call: 866.351.5646 or open an account at a community bank near you.

Step Up CD Customers: Call: 866.351.5646 or visit a community bank location near you regarding current rates for your CD.

Make Your Money
Work Better

Open a New CD or 
Money Market Account
For You or Your Business.

Check Out Our Special Rates

Limited Time Offer
Contact a Personal Banker TODAY!
Call toll free: 866.351.5646 or
find a community bank near you.

Current Clients

If you have a question about
an existing account, just give
us a call, toll free: 866.351.5646