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Online Advantage Checking

Online Advantage Checking

Bank from anywhere while earning interest on your money.

Online products available in All States. Consumers only. No Trust or brokered accounts may be accepted at this time.

Minimum Opening Deposit Monthly Maintenance Fee Interest Paid
$100 Monthly Maintenance fee waived
with average collected balance
of $100, otherwise $10

No matter which checking account you choose, Mutual of Omaha Bank offers:

  • FREE online banking
  • FREE bill pay
  • FREE eStatements
  • FREE first order of preselected checks
  • ATM/debit cards1
  • Overdraft protection available2

Plus, these additional benefits:

  • FREE national network of 22,000 ATMs
  • Earn interest with $1,500 average collected balance
  • FREE account-to-account transfers
  • Direct deposit available
  • FREE money orders and official checks

1 Non-Network ATM transaction fees and third party surcharges apply
2 Subject to credit approval
Terms & Conditions

Current Interest Rates

AmountInterest RateAnnual Percentage Yield (APY)*
$100.00 - $1,499.990.00%0.00%
$1,500.00 - $250,000.000.15%0.15%
$250,000.01 & above0.05%0.05%

Rates effective as of 08-19-2019


* APY = Annual Percentage Yield. Rates may change after account opening. APY is for balances from $1,500 to $250,000. If balance is above $250,000 the account will earn a 0.05% APY on the entire balance. Minimum deposit to open - $100. Fees may reduce earnings. Click Here to view our Account Service Fees.

What you'll need
to get started

  • Your Social Security Number
  • A valid driver's license, state ID, military ID or passport
  • Your existing checking or savings account information
Open an account now

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