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HOA Rates

HOA Rates

To invest, call 866.800.4656.

CAB Interest Checking

Minimum Opening Deposit $100.00

TiersInterest RateAnnual Percentage Yield (APY)*
$0 - $25,000.00 & Over0.050.05

Rates effective as of 12-09-2018

HOA Money Market Account

Minimum Opening Deposit $1,000.00

Table below illustrates current variable rate tiers for existing accounts.

TiersInterest RateAnnual Percentage Yield (APY)*
$1,000 to 99,999.990.40%0.40%
$100,000.00 - 249,999.990.45%0.45%
$250,000.00 - 499,999.990.50%0.50%
$500,000.00 and above0.60%0.60%

Rates effective as of 12-09-2018

Fixed Rate Certificates of Deposit (CDs)

Minimum Opening Deposit $1,000.00

TermInterest RateAnnual Percentage Yield (APY)*
30 Days0.20%0.20%
60 Days0.25%0.25%
90 Days0.30%0.30%
6 Months0.35%0.35%
9 Months0.40%0.40%
12 Months0.60%0.60%
13 Months (Special)2.13%2.15%
15 Month (Special)2.32%2.35%
18 Months0.75%0.75%
24 Months1.00%1.00%
25 Month (Special)2.57%2.60%
30 Months1.24%1.25%
36 Month (Special)2.71%2.75%
48 Months1.64%1.65%
60 Months1.98%2.00%

Rates effective as of 12-09-2018

For other terms and rates, please call the number listed above.


* Rates subject to change without notice. The illustrated minimum collected balance must be maintained to obtain the disclosed Annual Percentage Yield (APY) for that tier. The daily collected balance method is used to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. Fees could reduce the earnings on the account. Penalty may be imposed for early withdrawal on accounts with stated maturities. The interest rate and APY may change after the account opening. APY assumes interest will remain on deposit until maturity. Interest on tiered accounts is paid on the full balances. Specials are not offered on the Promontory or CDARS (CD Placement) program. Some limits apply, including minimum opening balance and balance requirements. Ask a banker for complete details.