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Earn More on Your Next CD With Us

If you want to earn interest on your money without exposing it to the risk of the stock market, a CD, also known as a certificate of deposit, may be an excellent financial tool for you. Mutual of Omaha Bank CD rates are competitive and secure; our CDs are backed by the full faith and credit of the United States government, up to $250,000.


Certificate of Deposit Options and Rates

Mutual of Omaha Bank CD rates vary and are available in a range of terms:

  • Choose CD terms that range from 30 days to 5 years
  • Minimum opening deposits start at $1,000
  • Interest is compounded daily and may be added to your CD balance or automatically transferred to another Mutual of Omaha Bank account
  • Your CD automatically renews at the end of the term

Penalties may be imposed for early withdrawal.

Certificates of Deposit are also available as Individual Retirement Accounts (IRAs). Visit your nearest branch in AZ, CA, CO, FL, KS, NE, NV or TX to open a CD.

Talk to a Banker about Mutual of Omaha Bank CD options and rates today.

  • Current Rates

    current-rates-1136
    Term Interest Rate Annual Percentage Yield (APY*)
    1 Month 0.30% 0.30%
    2 Months 0.35% 0.35%
    3 Months 0.40% 0.40%
    6 Months 0.45% 0.45%
    9 Months (Promo) 1.49% 1.50%
    12 Months 0.75% 0.75%
    18 Months 0.80% 0.80%
    24 Months 1.00% 1.00%
    30 Months 1.19% 1.20%
    36 Months 1.34% 1.35%
    48 Months 1.54% 1.55%
    60 Months 1.88% 1.90%

    Rates effective as of 12/13/2019